This CLE program will provide an overview of asset protection techniques. We will examine how various traditional estate planning techniques provide protection from creditors including the protection afforded by assets titled as tenants by the entirety; the protections provided using life insurance and annuities; retirement assets; and homestead provisions.

There are 20 states which now recognize asset protections trusts. We will examine how these trusts are structured and analyze the case law involving asset protection trusts. We will also discuss how asset protection trusts are used to protect gifts and inheritances from the claims of the beneficiaries’ creditors.